Senior Credit Risk Analyst - (100%) - w/m/d

Permanent employee, Full-time · Zurich

What we are looking for

We are looking for a highly experienced and motivated Senior Credit Risk Analyst to join our dynamic Risk Management team at TradeXBank AG in Zurich. As a Senior Credit Risk Analyst, you will play a crucial role in shaping the future of TradeXBank AG. This is an ideal time to join our team, as you will have the opportunity to make a significant impact and be part of our exciting journey towards reestablishing TradeXBank AG as a leading player in the CTF industry.

Your responsibilities

You will be assuming the role as second line of defence, independently reviewing and assessing credit applications related to commodity trade finance clients and related transactions, ensuring adherence to established underwriting guidelines and policies. This comprises a range of tasks, including:

Risk Assessment: Perform comprehensive risk analysis, including evaluating the financial health and stability of commodity traders. Prepare risk recommendations to advise credit committee on credit requests based on risk assessments, financial analysis, the bank's risk tolerance and the internal guidelines and credit policies
Transaction Structuring: Provide advice and analyze and determine appropriate transaction structures for commodity trade finance deals
Portfolio Monitoring: Monitor the performance and credit quality of the commodity trade finance portfolio, incl. periodic reviews
Fostering Best Practices and Training: Act as a mentor and coach to less experienced team members involved in transactions and credit files, providing guidance and, sharing knowledge

Your profile

Hold a university degree in Finance, Economics, Management, supplemented by a demonstrated commitment to ongoing professional skills enhancement or equivalent
At least 10 years professional experience in a financial institution with minimum 5 years as Risk analyst
Deep Expertise in Commodity Trade Finance: Have extensive practical experience and in-depth knowledge of the intricate workings of Commodity Trade Finance. Demonstrated ability to perform meticulous risk assessments of CTF clients and transactions, considering market risks, counterparty risks, commodity price volatility, collateral quality, and transaction structure risks.
Possess strong financial analysis skills, enabling the assessment of financial statements and cash flow projections, and an understanding of commodity market trends
Display a proactive, mature, and reliable personality, consistently demonstrating self-initiative and a drive for innovative solutions
Exhibit excellent communication and presentation abilities, effectively conveying complex information to diverse stakeholders
Capable of thinking creatively and objective while. exhibiting efficiency and effectiveness despite demanding workloads and time pressure
Ability to work under pressure, manage own goals and goals of the Risk department, set priorities accordingly and deliver top quality in time
Dedicated and responsible personality, strong leader and at the same time a real team player
Independent, solution-oriented, structured, well organized, persistent, persevering
Swiss/EU citizen (mandatory), fluent in German and English (corporate language). French would be a plus

Your team

Dynamic, performance driven and international team of 9 people covering all aspects of Risk Management; focus on excellence, productivity, and achieving results while maintaining a supportive and empathetic approach among team member
Good team spirit and working as a strong and close team; strong support among team members, fostering a positive and harmonious working environment. Team members openly share ideas, feedback, and information, promoting transparency and trust
Open communication, transparency, and constructive feedback are encouraged and valued
Close exchange and collaboration with all teams and top management of the Bank
Next to the day to day tasks, the team is involved in various projects for the benefit of the Bank

What we offer

Competitive salary and benefits package, reflecting your skills, experience and contributions
Attractive pension scheme and comprehensive health insurance coverage
Flexible working hours and possibility for remote work
Opportunity for professional development and growth
Dynamic and collaborative work environment
The chance to play a key role in the continued success of the Bank

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About us

TradeXBank AG is a Swiss-owned boutique bank, specializing in Corporate Banking and Commodity Trade Finance (CTF). This is an exceptional opportunity for a proactive and self-starting personality with hands-on mentality and a structured way of working to participate in the further development and expansion of the bank in a key position. It is the ideal time to join our team, as you will have the opportunity to make a significant impact and be part of our exciting journey towards establishing TradeXBank AG as a leading player in the worldwide Corporate Banking.

If you fulfil the above requirements and you are looking for a challenging role in a multicultural and rapidly growing bank, please send us your full application (cover letter, curriculum vitae, reference letters and certificates).

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We are looking forward to hearing from you!

Thank you for your interest in TradeXBank AG. Please fill out the following short form. Should you have difficulties with the upload of your data, please send an email to recruitment@tradexbank.ch.